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Fair Oaks Financial LLC was founded in 2020 and began operations in 2021 amid the COVID-19 Virus era. Many changes were taking place and people were reevaluating their lives in the face of the pandemic. Suddenly life took on different priorities and meaning and one did not know if they would be affected and to what extent. This brought to attention many overlooked items that people were "waiting" to get around to and brought them to the forefront. Questions like "if something were to happen to me, am I prepared?" My goal is to help you prepare for an uncertain future. There are many things that can be done to reduce anxiety in these stressful times. As a Fiduciary Advisor, I will be working with you to develop a plan that is customized to address your needs and desires. Being a Fiduciary means acting in your best interest. I enjoy helping people make sense of a complex set of choices, objectively weighing the pros and cons, and making informed decisions consistent with their long-term goals. 


I have been working in the investment business for more than 35 years. I have seen complexity keep people from making the decisions needed to accomplish their goals. I enjoy helping explain things in a way that makes sense. Warren Buffet says "investing is simple, it's just not easy." Having a guide on your journey, to help make decisions that will impact your future, is not only important but essential. We all need objective advice, void of conflicts, to help us make wise decisions.

I have been married for over 35 years and share 7 children with my wife, Susanne. We have 3 grandchildren in the San Antonio area. As a military "brat" I have traveled extensively and had the opportunity to live in Costa Rica for 7 years working for an off-shore investment company. We love calling Texas and the Hill Country our home and am proud to be an American and live in the greatest country.

Douglas J. Richardson, CFP®, BFA™
Founder and CEO
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